Questions For An Insurance Agent
While you are looking at insurance Califon has to offer, you need to make sure that you get all of the information that you need from the insurance agent. This decision will require you to pay a lot of money to the company. You do not want to make a decision like that without having all of your questions and concerns addressed. You do not want to sign anything until you know exactly what it is that you are signing. All of this knowledge will help you to be confident that you have made a good choice. It will also help you to understand everything if you ever need to use the policy that you buy.
To begin with, you need to ask the agent just what you will get with your purchase. Do not assume that a home insurance policy will cover the things that you have inside the home as well. Do not assume that a medical policy will cover the trips that you have to take to the hospital for a pre-existing condition.
Sometimes, the policies will in fact take these into account. You want to be very sure that you are buying a plan that does so, however, so that you are not stuck without coverage when you really need it.
The next thing that you should ask when you are considering insurance Califon can provide is what you can do to void the policy. You want to know what sorts of activities you should stay away from. For example, some medical policies can be voided if you take up smoking. Others can be voided if you are participating in other sorts of dangerous actives that increase the amount of risk to you. If you know what things can make it so that your policy will not pay out, you can stay away from these things in order to make your coverage worth the money that you are paying.
When you have the answer to that question, make sure you ask about the duration of your policy. Many policies last until you want to cancel them, so you should make sure that you are not signing up for something that you cannot cancel without penalty. Having to pay a fine for stopping your service would not be fair to you, so make sure that the policy is not set up in this way.
The final thing that you need to ask when you are looking to purchase insurance Califon can provide is whether or not the prices are going to change. If there is a chance that your bill will grow, you want to know beforehand. This can help you to budget and plan for the changes that may occur.Tags: agent questions